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Bridging Finance

We provide unregulated bridging loans and specialist short-term funding for a broad range of purposes. These can include the purchase or refinance of an investment property, raising capital, refinancing an existing loan, securing a time-sensitive opportunity, winning a property at auction or solving short-term cashflow issues. Bridging the gap to a longer-term solution, our loans are flexible and tailored to fit bespoke opportunities.

Loans from £100,000 to £5,000,000
Terms from 6 - 18 months
Up to 70% LTV
All credit profiles considered
Competitive Fixed Rates (see individual products for specifics)

Why use Bridging finance?

Bridging finance can give investors and developers the edge over their competitors by allowing them to move quickly and secure opportunities as they arise. 

Working with an experienced property lender like Saxon Trust ensures your deals will be considered on merit by a hugely knowledgeable and commercially-minded team. We can lend where other lenders, with a lack of understanding or appetite, might not. We also consider any credit profile.

Saxon Trust offers bespoke bridging finance across a wide range of properties and to borrowers from an array of backgrounds and histories.


Unlike the incumbent lender, Saxon Trust took a pragmatic approach to dealing with a difficult project. I applaud their ingenuity in providing a solution to a difficult case...

Phil Mabb - Director, Bridge development

Our Criteria

  • Property located in England or Wales

  • Residential, mixed-use, or land with planning

  • First charge security (with second charge as additional security)

  • Gross loan up to 70% LTV (up to 100% with additional security)

  • UK residents, companies, trusts, and non-residents considered

  • Planning gain projects considered

  • All credit profiles considered

Our Bridging and Development Exit Products:

Standard Bridge

Short-term property-backed finance for property purchase, raising capital, refinancing existing loans and a variety of other uses. ● Terms from 6 - 18 months ● Up to 70% LTV ● From £100,000 to £5,000,000 ● Rates from 0.79% pm

Market & Sell

Development Exit Finance for properties which have reached practical completion. Allowing you to obtain a more competitive rate, more time to market your properties and potentially release cash for other projects. ● Terms from 6 - 12 months ● Up to 70% LTV ● From £250,000 to £5,000,000 ● Rates from 0.79% pm

Auction Funding

Short-term funding designed to maximise your chances of winning a property at auction, for the purpose of resale, letting or refinancing. ● Terms from 6 - 18 months ● Up to 70% LTV ● From £100,000 to £5,000,000 ● Rates from 0.79% pm

Finish & Sell

Development Exit Finance for properties which are wind and watertight. Allowing you to obtain a more competitive rate, avoid extension fees, raise additional funds and gain more time to complete outstanding works. ● Terms from 6 - 18 months ● Up to 70% LTGDV ● From £250,000 to £5,000,000 ● Rates from 0.84% pm

Flexible Funding. Fixed Rates.

Flexible Funding. Fixed Rates.

With a small but highly experienced team of property professionals, we are able to provide every borrower and broker with access to key decision-makers, building close and long-lasting working relationships. To get in touch:

Phone: +44 (0)203 368 6340


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